A renovated roof offers more than just a beautiful addition to your home—it serves as your home’s first level of defense against the forces of nature. But when severe weather strikes, it can lead to questions about your residential roofing warranty. While most roofing warranties don’t cover damage from severe events like storms, it’s possible for you to acquire extended coverage or take advantage of other types of warranties to cover all or part of the repair costs. Northeast Gutters and Remodeling explains this further below.
What Does a Standard Roofing Warranty Cover?
A typical roofing warranty offers coverage for specific kinds of damage, often related to the integrity of the materials used or the craftsmanship of the installation. This includes problems arising from faulty manufacturing or errors during installation. Unfortunately, most standard warranties don’t cover damage caused by “acts of God.”
What Are “Acts of God”?
“Acts of God”, as detailed in many warranty agreements, refer to unforeseen, unpreventable natural disasters. These could be severe storms, hurricanes, tornadoes, hail storms or other severe weather events. Since these events are unpredictable and extreme, they usually fall outside the scope of a regular warranty.
Can You Get Extended Warranty Plans?
You may be interested to know that some roofing companies offer extended warranty plans, which expand the coverage beyond the standard agreement. These enhanced plans might cover damage from high winds, hail or punctures caused by debris during a severe storm. It’s worth noting that these extended plans generally come at an additional cost.
What’s the Link Between Storm Damage and Homeowners Insurance?
While your roofing warranty may not cover certain types of storm damage, your homeowners insurance probably will. Homeowners insurance policies often cover damage from severe weather events, allowing you to get repairs done promptly. Here, insurers focus on rebuilding and remedial efforts after a storm. Hence, homeowners insurance tends to be broader in coverage than specific warranties for roofing or siding installation.
What Other Warranty Exclusions Should I Know About?
Potential issues like normal wear and tear, as well as damage due to a lack of maintenance or caused by third-party repair services can fall outside the warranty coverage. It’s advisable to always read the fine print and know exactly what your warranty covers.
While your roofing warranty might not cover storm damage, it can give you peace of mind about the quality of materials and workmanship of your roofing and gutter installation systems. For more queries or if you need professional help with your roof, gutters or siding, don’t hesitate to reach out to Northeast Gutters and Remodeling. Call us at (860) 899-7878, or fill out our contact form to schedule an estimate.